She never did offer any reason as to why the card was declined, just reassured me the account was excellent and there would be no problems going forward. She came back and told me they had experienced a computer *glitch* a couple of months ago, but had fixed it. The supe admitted it was turned down by Comenity, in error, and put me on hold to check with the fraud dept and make sure there were no problems on their end.
Got a supe and went through everything all over again (the 3rd time and now at well over an hour and counting). I finally prevailed when I told her she had slipped early on and I had her name. AT first, she refused and threatened to just disconnect me.
The minute I mentioned my husband, she started addressing me as "M'am", with attitude and great disdain. By the way, I am a amn, with a VERY deep manly voice. The same card had been used at the same store successfully for several days and the owner showed my husband the declined message on his screen. Said it was denied because the expiration date didn't match. Went through what happened and she denied that it happened. Told her I was very upset, not with her, but with Comenity. Got a rep, who had a bad attitude from the get-go. Finally I went online and tracked down a phone number. (Shouldn't their number be on the card?) She gave me 2 numbers for them, neither of which worked. After 20 minutes getting upset with the nice rep who answered, I was notified that she was with Visa Int'l, not Comenity and I would have to call them. The number on the back of the card, which is not meant to be read by any human, as it is hidden and printed so small, it took a jeweller's loupe to make it out. He was mortified, used another card and it went right through. It was declined for "possible fraudulent activity". My husband ran out to the corner store, as he does every morning and attempted to make a purchase using his card, which he had used successfully there for the past 4 mornings. They "hoped" to have that resolved in a month or so. As soon as that was supposedly resolved, their computers *glitched* again, causing their Rewards program to get all screwed up. Then, about a month in, their computers *glitch* and ALL autopays are declined for over a month.more like 2. However, I know the owner of the store quite well and was able to verify with him there was no problem at all on his end. They tried telling me it was the fault of the merchant's computers. Initially, both my and my husband's cards were getting declined. Opened my credit card account with them several months ago with a high limit and have had nothing but problems ever since. Otherwise, not so much.AAA Preferred Rewards Visa - Steer Clear! The Bottom Line: If you spend lots of money at Victoria’s Secret, the Victoria’s Secret credit card is probably a pretty good card to have. The Shopping Cart Trick Factor: Since this is a Comenity retail card, you should be able to take advantage of the shopping cart trick to get it without a hard pull. It looks like there are other triple point promotions as well, and the fine print on that one says, “Triple points offer cannot be combined with additional bonus reward point promotions.”Īnnual Gifts: Certain retail cards give you a bonus every year on your birthday. Does that get multiplied with the triple points bonus and bring the rewards to 24/36%? And does Victoria’s secret sell prepaid Visa gift cards? I don’t know, though I’m pretty sure the answer to the second question is “No.” AND you also get double points on all bra purchases. That works out to a rate of 4% or 6% in the highest tier.īut wait, there’s more: during your cardmember anniversary month, you get triple points! So that boosts this card to 12%/18%. For the Angel Forever card ($1,000 spent) you get $15 for every $250 spent.
For both the Angel Card and the Angel VIP card (which you get by reaching $500 in spend), you get $10 for every $250 spent. Rewards: The Victoria’s Secret credit card offers different tiers based on your spending on it. $15 is less than the $500 rewards that major credit card issuers frequently offer for their products, so the pink credit card is not a winner on this count. Sign-up bonus: The Victoria’s Secret credit card gives you $15 off your next purchase. And by “a lot of readers” I mean “ Elaine in the comments last week.” So here you go, Elaine! Let’s take a look at the features, and please keep in mind that this is a store card valid only at Victoria’s Secret, not a Visa/MasterCard/Amex. Believe it or not, a lot of readers have asked me to write up the Victoria’s Secret credit card.